← Fire Education

Finding Temporary Housing After a Fire

Temporary housing is not just a roof. It has to work for a family that may have lost clothes, medicine, transportation, pet supplies, and a normal routine all at once. The best first choice is often the one that creates the fewest new problems for the next several days.

The essentials

Start here.

  1. Ask relief organizations about immediate lodging
  2. Contact the insurer about applicable living-expense coverage
  3. Keep the family near essential care when possible
  4. Track the added cost of displacement

Need somewhere safe tonight? Check current Red Cross shelter information

Family carrying overnight bags into a clean temporary apartment at dusk

Solve tonight first

If you cannot stay with someone you trust, ask the fire department or local emergency manager whether relief support has been requested. The American Red Cross may be able to help with immediate needs after a home fire.

Bring or replace essential prescriptions, identification, medical equipment, pet food, chargers, and a few days of clothing. Do not risk entering an unsafe home for a nonessential item.

Make the short-term location workable

Think about school, work, medical appointments, accessibility, transit, pets, and the distance to the damaged property. A cheaper room far away can create transportation and childcare costs that make daily life harder.

If you have insurance, ask whether additional living expenses may apply and what records are required. Coverage varies. Save hotel, meal, laundry, parking, pet boarding, and transportation receipts when those costs are connected to displacement.

  • Confirm the nightly rate and taxes
  • Ask about cancellation terms
  • Document pet and accessibility needs
  • Keep receipts by date

Give the family one stable answer

Children do better when adults can explain what happens next in simple terms. Even if the answer is only, 'We are staying here for three nights while the house is checked,' that is more grounding than an open-ended promise. Update the plan as verified information arrives.

Sources and further help

This is general information. Follow instructions from firefighters, medical professionals, utilities, building officials, and your insurer.

Keep going

When the scene is safe

Ready to talk about the property?

Discuss the damage, documentation, and the path to reconstruction with Excelsior.

Call (800) 731-0191