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Who to Call After a House Fire

After a fire, every number can feel urgent. It helps to separate the calls that protect life from the calls that begin recovery. Use this order as a starting point, then follow the directions of firefighters and local officials at your scene.

The essentials

Start here.

  1. Call 911 for any active fire, smoke, injury, or suspected re-ignition
  2. Tell loved ones where you are
  3. Contact relief support and your insurer
  4. Call utilities and restoration professionals only after the scene is released

Need somewhere safe tonight? Check current Red Cross shelter information

Hands holding a phone and pen beside a blank notebook, flashlight, keys, and recovery folder

At the scene

For an active fire, smoke, gas odor, injury, or new heat, call 911. Do not call a contractor first. Once everyone is outside, tell firefighters if a person or pet may still be inside and give them any known information about oxygen tanks, fuel, solar batteries, or other hazards.

Designate one family contact to update relatives. That protects your phone battery and keeps different people from giving conflicting information.

  • 911 and the responding fire department
  • A trusted family contact
  • The American Red Cross if immediate help is needed

When the fire department releases the scene

Notify your insurance company or agent and ask what immediate steps they require. If you rent, contact the property owner or manager. If service has been shut off or damaged, contact the utility provider. Never reconnect gas or electricity yourself.

For pets exposed to smoke or heat, call a veterinarian even when injuries are not obvious. Burns may hide under fur and breathing problems can develop after the event.

When recovery begins

After the property is safe to approach and the insurer has been notified, contact a qualified fire-restoration company to discuss emergency securing, water removal, documentation, contents, smoke cleanup, and reconstruction. Ask what is urgent, what can wait, and how decisions will be documented.

Sources and further help

This is general information. Follow instructions from firefighters, medical professionals, utilities, building officials, and your insurer.

Keep going

When the scene is safe

Ready to talk about the property?

Discuss the damage, documentation, and the path to reconstruction with Excelsior.

Call (800) 731-0191